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Personal Income Protection

Personal income protection is essential to protect your ability to earn a future income, in the event that you cannot work.

Why do I need it?
Injury or illness can occur suddenly and affect your income for an unpredictable amount of time. You will need to cover your living expenses to maintain your lifestyle during the period of disability or impairment.

How long will I be covered?
You will receive up to 24 monthly payments, but your cover can last until your chosen cover cease age.

What does it cover?
Up to 100% of your income can be covered should you be unable to perform your job or are diagnosed with a permanentimpairment.

How many times can I claim?
Multiple claims are possible, provided the maximum payments have not already been paid; or that the disability or impairment. claim is totally unrelated to a previously paid claim.

Is there a minimum period I will be paid for?
You are guaranteed payment for a minimum period of time for specific short term injuries and hospitalisation events. These defined claims will only be available if your waiting period is one month or less.

Do Professionals get added benefits?
Yes they do. Click here to find out more about these.

Can I review my personal income protection requirements?
You can review the sum assured after each policy anniversary to ensure your cover keeps up with your actual annual salary increase.

Click here to download detailed information about our Personal Income Protection Products titled “Absolute Income Protector”.

If you are interested in getting Personal Income Protection simply contact us or call us on 076 012 7077 for further assistance.

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