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Life Cover


Life Cover provides cover for your family or dependants where your whole contribution goes towards covering the risk of your death. There is no investment portion which means that your full death benefit will be paid out directly to your beneficiaries when you die.

You also have the option to take Renewable Life Cover where you pay a level contribution amount which Is guaranteed for 15 years. After that time you have the option to renew your cover at an increased contribution or maintain your current contribution but reduce the amount of your cover.

If the Life assured is diagnosed with a terminal illness likely to lead to their death within 12 months of diagnosis, the Terminal Illness Benefit can be exercised, which will pay out 100% of the sum assured in full and final settlement of the Renewable Life Cover claim. This benefit is automatically part of the contract.

The Immediate Expenses Benefit pays an amount to the specified beneficiary within 48 hours of receipt of the claim requirements in the event of death of the Life Assured. This benefit can only be selected on one product, and a two year waiting period applies.

The benefit limits are 10% of the sums of the Life Cover and Renewable Life Cover sums assured up to a maximum of R50 000.

If you are interested in getting Life Cover simply contact us or call us on 076 012 7077 for further assistance.

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